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Let's Dive In
Create A Clear Game Plan For Your Money!
Stop Saying You'll Do It Later.
Put In The Work To Get Your Finances In Order.
Create A Plan For Your Money Today!
You know that you could be doing better with your money.
I don’t need to tell you that.
You already know it’s true.
There’s no denying it.
If you work in other areas of your life, such as your career, you know that sometimes you need to put in extra work to achieve the reward.
When you work with me as your Money Coach, the same will happen with your money game plan.
Just like that.
Would you select a random career without a game plan of how to achieve success in that career?
Nope, you wouldn’t.
You create a game plan for your career path.
Now, Create A Game Plan For Your Money!
That is what I am here to help you with!
A career game plan can begin between childhood and adulthood and beyond, and it is not always a linear game plan, but at any time, you could pivot and start over.
The same logic applies to your money.
Just because you have been handling your money for as long as you can remember in one manner or another, you could pivot to achieve the results you are looking to achieve.
If you are ready to have your money achieve your life goals, such as:
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Paid bills (On time, ahead of time, no late fees)
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Be months ahead financially (By at least one month but working towards achieving three to six months or more!)
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Different budget categories funded (Travel, Holiday, Engagement/Wedding, Relocation, etc.)
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So, if you are ready to create a game plan for your money and achieve the confidence and results that will lead to you having the life you envision, then Let’s Chat because you can have what you want; it will just take some work, but if you know you are ready for the next step. Then.....
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Individuals That I Have Worked With In the Past Have Said The Following:
Michelle
Thank you for all your help and guidance, I needed someone in my corner who believed in me to overcome my financial challenges
Jazmin
Thank you for your help! I may not have the amount of savings as others but I know all my bills are covered and I have extra money.
Mary
I was able to leave my job knowing I had financial security.
I started BH Career and Money Coaching because I wanted to help others create a money plan to help them achieve their career and money goals.
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I will help you make solid financial decisions that will lower your stress and sense of being overwhelmed.
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Ready?
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So Who Am I?
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I am Jocelyn, the Career and Money Coach behind BH Career and Money Coaching.
My journey with money and finances began as a kid because my mom has always been open and transparent about my parents' finances regarding whether we had money.
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As a kid growing up, I didn't always understand what she was talking about.
Growing up, my parents worked, but early mornings were my mom’s time for paying bills.
I would see her at the kitchen table with bills, a calculator, and a checkbook.
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I didn’t usually pay too much attention, but she’d mention something was more expensive than last month, or maybe she should call because she thought we were being overcharged, but the kid/pre-teen in me ignored her.
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One morning, she called me over as I was getting ready to go to school, and she guided me on how to write a check; she signed it and stuffed it in an envelope with a piece of paper.
I remember looking at her, confused and unsure why I had just written a check.
She looked at me and asked if I understood what I had just done, and I said no.
She explained that I had just written our house's last mortgage payment check.
As soon as that check was cashed, the paperwork would be sent to us, and NO one could take our house away.
Again, I didn’t fully understand that.
She continued to explain how, even if she or my dad lost their job because they no longer had a mortgage, they now had more financial flexibility until they got another job; she could quit her job and be there for me after school, we could go out to eat at a restaurant (Something we didn’t do at all!), or go on a trip, etc.
But she said their biggest motivation for paying off the house in less than six years was because they didn’t want me to EVER feel scared or worried about not having a stable roof over my head or my room to sleep in.
She told me that if we ever moved, they wanted it to be our choice, not because we were being forced to move because the mortgage wasn’t paid.
That stuck with me.
As time went by and I grew up, I’d feel bad for those classmates who did have to move, even out of our school district, because their parents had fallen into challenging financial situations, and I was grateful to my parents.
It was my reminder about the importance of money and knowledge about it.
I want to help others avoid being in similar situations as my classmates and others I’ve met.
I want others to have financial breathing room in case challenges, or emergencies arise.
As I became a young adult, I began to see that not everyone was in the same financial situation as I had been.
I met students in college who could never go back “home” because their parents had to downsize and sell their childhood home.
Co-workers called out because they didn’t have money to put gas in their cars.
Others couldn’t call in because their phone had been disconnected due to multiple missed payments.
When I worked as a tax preparer, I had to let people know that now that they no longer had as many minors in the home or their teens had surpassed the tax credit age, they were no longer going to be receiving as much back in a refund. They had counted on that money to pay off debt or even gain breathing room. Others weren’t getting anything back at all and owned, and they were overwhelmed with figuring out how to get out of another challenging financial situation.
Years later, when I worked in a bank, I assisted many clients who kept requesting overdraft fees to be overturned, but they had already exceeded the number of fees we could refund.
Others wanted to be homeowners and have a mortgage that would allow them to pay less than what they currently were paying in rent, but because of their financial situation, they couldn’t qualify for a mortgage loan.
And even others wanted to be able to travel or have flexibility with the type of job they went for, but because of their finances, they were unable to accomplish those goals.
When I transitioned into the HR field, the thought that I had for years that it didn’t matter how much people made, people from all walks of life could still be in debt was reinforced. I learned of employees making 30K, 50K, 100K+, and 200K+, and they still ran into financial challenges. But the thing is that even at times, we can get into those financial situations not because of our actions but due to an emergency, car accident, house fire, unexpected medical situation, etc. However, people likely face financial challenges because of their actions and decisions.
We can’t always foresee an emergency.
However, we can plan for all of our day-to-day expenses, short and long-term goals, and extra funds to be fully funded while still putting money away for emergencies and creating a game plan for dealing with and handling those situations while ensuring they have a minimal financial impact on our day to day lives until we can refocus and change up the game plan, but with time instead of the pressure of needing it to have been done a month ago.
Throughout my interactions with clients and my money journey, I have learned that creating financial stability begins with consistency, determination, motivation, and the desire to achieve goals.
It is not usual to hear people comment that next year sure, they will finally get their finances in order. Or after they finish paying this or that off, they can focus on their finances. Or perhaps they start off January strong, tracking all their expenses but then weeks later, something throws them off their tracking schedule, and they feel too overwhelmed to start over.
It has happened to many, including myself.
That is when we need a support system. Family, friends, and coaches could encourage us to keep going, but everyone around us could tell us to keep going but we need to want those changes for ourselves.
Creating Financial Stability is not an easy thing. It doesn’t happen overnight. It takes time, effort, consistency, willpower, and much more. BUT IT IS DOABLE!!!
It takes more than printing off a spreadsheet and filling it out. Some days/weeks, you may feel like minimal positive changes are taking place, while other weeks, you may be flying through all the amazing changes you are creating. This journey means taking the good with the not-so-good and making the best of it, and continuing to work towards achieving the goals you are after for your life, family, finances, and career.
Ready to create a game plan for your money to achieve your life, financial, and career goals?
Let’s work together, and that starts by scheduling a call for us to chat and Let’s Dive Into your finances.
So, What Does Diving Into Your Finances Look Like?
We start with a 90-minute Money Coaching Session.
This session is an opportunity to create a clear picture of your money and begin creating a game plan.
So tell me, how would you feel if:
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You had a solid game plan - One that eliminates the guesswork and sense of overwhelm with your money
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You gained guidance around spending habits, saving for what is important to you, and determining how to balance your debt and income.
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You were not feeling restrained with your money day in and day out.
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You had a savings game plan within your budget that allowed you to feel like you could “splurge” without feeling guilty that you are getting monthly massages, or you could begin to plan that trip with your friends and family and not be worried about how much money you are spending during the trip.
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You had a game plan to pay off your debt without harming your lifestyle.
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You could temporarily quit or reduce your workload to return to school and complete your desired degree, plan a wedding, or grow a family.
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You had the flexibility to leave your job, embark on your desire to pivot careers, or start your own business, knowing you had six months to a year lead way.
As your money coach, I am passionate about helping you create a game plan and complete the puzzle that is your life.
Individuals & Couples:
Step 1: Schedule and Book your Session
Step 2: Complete your money worksheet paperwork
Step 3: Return your completed money worksheet paperwork at least 72 hours before your scheduled session
Step 4: As your Money Coach, I will review your Money Worksheet and begin formulating a doable game plan. (Valued at $600)
Step 5: We will meet for a 90-minute video call to break down and discuss your plan, ask questions and decide what your next steps should be. (Priceless**)
That is a $600 value…
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** The actual amount of financial stability gained during YOUR Let’s Dive In session will depend on several factors.
Everyone’s financial situation is different, and everyone begins their journey at different stages in life, with different responsibilities and abilities for flexibility and changes.
$399
Still Unsure If This Is The Right Move For You?
It happens.
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You may be telling yourself that you can do this on your own, that you are a smart, educated person with a lot of life experience.
And you know what you are right.
You may feel that your life is busy enough with work, school, your family, purchasing a home, planning a wedding, your kiddos, and their extracurricular activities, and everything else you have going on, and you don’t have time to add this to your calendar.
That may be so.
You have the thought that if only you could find the perfect app, then you could use it, and boom, that would solve all your financial challenges, and things would be better.
It could be.
If you have read this far, you are aware that you are searching for support, guidance, and a coach in your corner to help you navigate your financial challenges.
So STOP Hesitating.
Just DO It!
If you are someone who:
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Doesn’t give up.
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Has pivoted careers when no one thought you could.
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Went back to school after having a family or being in the process of starting a family.
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Went above and beyond your call of duty at work, not just once but continuously. When the going gets tough with your family, friends, or at work, you are the one people turn to for advice and support, and you are there for them.
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Makes over 100K, but feel you aren't where you'd like to be based on your income.
Now, it’s time for you to put all your energy, time, and motivation into your finances. While keeping everything else going on the outside, you need help managing, training, scheduling, and creating your financial game plan. There is no shame in that.
So stop putting off gaining financial stability with the hope and idea that your money challenges will resolve on their own or that you will receive a raise at work that will allow you to pay off your debt within one pay cycle or two. Or perhaps that one time you have an extra few bucks at the grocery store and decide to play the lottery will result in you winning thousands, if not millions, of dollars, solving all of your financial challenges.
Take control of your money and Dive into creating a money game plan.
Schedule A Time For Us To Dive Into Your Money Situation Today!
In 90 minutes, you can create a new money game plan because you will clearly understand where you currently stand and how to move forward with your money.
Individuals & Couples:
Step 1: Schedule and Book your Session
Step 2: Complete your money worksheet paperwork
Step 3: Return your completed money worksheet paperwork at least 72 hours before your scheduled session
Step 4: As your Money Coach, I will review your Financial Worksheet and formulate a doable game plan. (Valued at $600)
Step 5: We will meet for a 90-minute video call to discuss your plan, allow you to ask questions, and decide what your next steps should be. (Priceless**)
That is a $600 value!
$399